Tuesday 11 December 2012

School Plan? Is it working for you?

By Heidi Shimberg


As today marked the start of another school year for our 11 & 14 year old and our 19 year returns to State University, it made me ponder the "School Plan."

Now before I go on, I should give my most honest disclaimer - I am an advocate of the great importance of the primary and secondary education system. I have a Bachelor's degree and my husband possesses his MBA.

Myself as a parent, my parents and their parents all advocated the "School Plan" to lead to long-term financial freedom.

Let's break this down to its most basic parts: Money. Time. Energy.

Money - School Expense, varies from public primary + public secondary to private = $40-$350K

Time - School takes 20-26 years + working in a job for 40 years

Energy - 40-50 hours per week working a traditional job

Are you aware that 95% of the US population is unable to create financial flexibility? This can be attributed to failed retirement accounts, government cutbacks, stock market highs & lows - but whatever the reason...a lot of years and money invested with minimal long term stability with no independence within the timeline we hoped - the number of retired people do you see working at WalMart or your local grocery store? How would you rate this investment?

What if there was an alternative plan that can start at 18 or 55? Get in early, or start after you tried the "Job Plan" and realized it doesn't have any freedom. A plan that can be done concurrently while the traditional "Job Plan" is still being pursued. Let's go back to those basics: Money. Time. Energy.

Money - Primary Public Education + $500 - $5,000

Time - 6 months - 5 years

Energy - 10 - 40 hrs per week

A business that is completely set up from web to delivery system + incredible training and you can be a part of the Team for as little as $500.

A Chance that gives Freedom to be around your family when they need you, not when the "Job" permits.

An Opportunity where you can build your fortune while working your regular job.

The Opportunity that may bring as small as $500 a month to support pay your mortgage or provide an annual family vacation.

The Opportunity that may grow to amazing wealth while you are collecting long term investments.

How would you rate this investment?

I am grateful for every teacher I have had and for all lessons they instill in my children on a daily basis. But we cannot allow the "School Plan" to dictate us, sometimes we need to take the Road Less Traveled. We need to allow ourselves to listen when the winds of Opportunity blow.

Until the Next Time,

Heidi & Scott




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